The problems with the mathematical models started when banks started offering mortgages without knowing a borrower’s assets or income. (These were called “NINjA” loans, as in “No Income? No Assets?
Here is a loan anyway.”) Models don’t generally run very well unless you have good data to plug into the model; therefore, analysts were forced to make what amounted to an educated guess as to the
chance that a NINjA loan would end in default. …
The transposon was chosen by the International Society for Molecular and Cell Biology and Biotechnology Protocols and Research for enabling stable gene transfer in vertebrates.
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According to the study, alcohol is the most frequently used substance among adolescents. Previous research shows that less than 50% of 8th graders have used alcohol, whereas 50% of 12th graders
reported ever being drunk, 30% reported participating in binge drinking, and 3% drank daily.
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This paper offers real-world examples of how therapists can avoid resorting to coercive interventions while attempting to respectfully help those in severe distress. (Author is responsible for content.)
Philosophically, I agree that further research and easier access for medical use are good things if marijuana can help alleviate patient suffering. As a primary care physician and a mother,
however, I worry that becoming too lax with restrictions might make it easier to obtain for nonmedical use. The AMA report also reminds us that “whether or not cannabis is a gateway drug to other
substance misuse is controversial.” That’s what makes this issue hit close to my home and my office.
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